Financial planning is an essential aspect of personal finance management. It involves setting financial goals, creating a budget, managing debt, saving for the future, and investing wisely. However, only some are experts in financial planning, and seeking the advice of a professional financial planner can be a good idea. This blog will discuss where you can find the best financing planners in India.

Mumbai is India’s financial capital, and with a rapidly growing economy, the need for financial planning services is becoming increasingly important. According to a report by the National Institute of Securities Markets (NISM), only 25% of Indians have a financial plan. This leaves much of the population vulnerable to financial uncertainty and instability. The need for some of the best financial planners in Mumbai is significant, given the low level of financial literacy, the large population of HNIs, and the increasing complexity of financial products and regulations. As Mumbai grows as a financial hub, the demand for financial planning services will only increase. Individuals must seek qualified and certified planners to help them achieve their financial goals and secure their futures.

Financial Planning Association of India (FPAI)

The Financial Planning Association of India (FPAI) is a non-profit organisation that promotes financial planning as a profession and helps individuals and organisations find qualified financial planners. FPAI members are required to adhere to a strict code of ethics and are required to undergo continuing education to maintain their certification. The FPAI website has a directory of certified planners who are organisation members. You can search for financing planners based on your location, area of expertise, and other criteria.

Certified Financial Planner (CFP)

The Certified Financial Planner (CFP) designation is a globally recognised certification for financing planners. The Financial Planning Standards Board India (FPSB India) is the authorised body that awards the CFP certification in India. To become a CFP, a financing planner must complete a rigorous course of study, pass an exam, and meet other requirements set by FPSB India. CFPs are needed to stick to a strict code of ethics and are required to undergo continuing education to maintain their certification. You can find a directory of CFPs on the FPSB India website.

Banks and Financial Institutions

Banks and financial institutions in India offer financial planning services to their customers. These services may include retirement planning, tax planning, investment planning, and wealth management. Some banks and financial institutions have in-house planners who can provide personalised advice and guidance based on your financial goals and risk tolerance. You can check with your bank or financial institution to see if they offer financial planning services.

Online Financial Planning Platforms

Several online financial planning platforms in India offer personalised financial planning services. These platforms use algorithms and artificial intelligence to create customised financial plans based on your financial goals and risk tolerance. These platforms offer various financial planning services, including goal-based investing, tax, and retirement planning.

Word-of-Mouth Referrals

One of the best ways to find financing planners is through word-of-mouth referrals. Ask your friends, family members, and colleagues if they have worked with a planner who they would recommend. Personal recommendations can be an excellent way to find a planner with a track record of providing quality advice and service.


Finding the best financing planners in India requires some research and due diligence. Whether you work with a certified planner, a bank, a financial institution, an online platform, or through word-of-mouth referrals, choose one with a track record of providing quality advice and service. Remember, financial planning is essential to personal finance management, and choosing the right planner can help you achieve your financial goals and objectives.

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *